Spend with Your Hoya Card — Earn Rewards Back: A Complete Guide to the Referral Program
If you already use your card for subscriptions, advertising, or everyday expenses, here’s something you’ll want to know:
👉 With the Hoya Card, you’re not just spending — you can continuously earn rewards (in USDT) through referrals.
This HoyaPay card referral campaign is not just a one-time cashback offer — it’s a scalable, upgradeable reward system.
Core Concept: Spending + Referrals = Dual Rewards
The structure of this campaign is simple:
You can earn rewards in two ways:
✅ 1. Direct Rewards (Your Referrals)
When you invite friends to use the Hoya Card:
- You earn rewards when they activate a card
- You continue earning rewards when they spend using the card
👉 This means it’s not a one-time reward, but an ongoing earning stream.
🔁 2. Indirect Rewards (Your Referrals’ Referrals)
Even from your friends’ referrals:
👉 You can earn an additional 10% reward
This creates a scalable, network-based reward structure.
Tiered Rewards: The More You Refer, the More You Earn
HoyaPay has introduced a tier system to reward active users with higher returns:
📌 When Are Rewards Distributed?
- Distribution cycle: Every 15 days
Conditions:
- Card activation → Rewards distributed automatically after 15 days
- Card spending → Rewards distributed automatically after 15 days
👉 No manual claim or approval process required.
💰 When Can You Withdraw Rewards?
You don’t need to wait long to use your rewards:
👉 Once your accumulated rewards exceed 10 USDT, you can withdraw them to your funding account.
💵 What Form Are Rewards Issued In?
All rewards are distributed in:
USDT (stablecoin)
This means you can:
- Hold it as an asset
- Use it for payments
- Convert or utilize it freely
👉 Offering high flexibility in how you use your rewards.
Turn Your Spending into a Growing Asset
In the past, using a card simply meant spending money.
Now, you have the opportunity to:
👉 Turn every transaction into the beginning of long-term rewards.
